Lending infrastructure that evolves with every signal.
Every data point sharpens your loan book. Built with your team, on your data.
0 documents read
Statements, financials, the trade licence and the bureau report become fields your credit policy can be written against.
File assembled
The application is put together and screened against your own credit policy, so what reaches a credit officer is already worth opening.
Band B · PD 0.0%
Your eligibility rules gate the population, your PD model ranks within it, and the weighting between them is yours to set.
Champion v1
The model doing the scoring was built on your own book, with your team in the studio, and it stays yours.
0 payments scheduled
Schedules, restructures and a full audit trail. Every repayment becomes a labelled example, so the book you are running teaches the model that writes the next one.
AED 0.0M book
Canvases you build, not reports you request. The book is watched continuously rather than quarterly, and what it finds loops back into the next decision.
Orbii recommends.
You decide.
Approve. Decline. Price, with human in the loop. The model ranks inside the population, and it shows its working every time. Nothing runs live until your team promotes it.
How decisioning works →One record, five surfaces
Orbii Intake
Reads the paperwork. Statements, financials, bureau reports and invoices become fields your credit policy can be written against, each one traceable back to the page it came from.
Intelligent LOS
Assembles the application and screens it against your own credit policy, so what reaches a credit officer is already worth opening.
Decisioning and Labs
A band, a score, and the reasoning behind both. Your eligibility rules gate the population, your PD model ranks within it, and the weighting is yours to set.
Intelligent LMS
Schedules, restructures and a full audit trail. Every repayment becomes a labelled example, so the book you are running teaches the model that writes the next one.
Portfolio Intelligence
Canvases you build, not reports you request. The book is watched continuously rather than quarterly, and what it finds loops back into the next decision.
Five surfaces, one stack
Adopt one surface or run them all. They sit on the same record, so nothing is re-keyed between them and every repayment loops back into the decision that writes the next loan.
Orbii Intake
Reads the paperwork, and every field traces back to the page it came from.
Intelligent LOS
Assembles the application and screens it against your own credit policy.
Decisioning and Labs
A band, a score, and the reasoning behind both.
Intelligent LMS
Schedules, restructures and a full audit trail, feeding the next model.
Portfolio Intelligence
Canvases you build, watching the book continuously rather than quarterly.
DEX
Explainable (XAI) & generative AI based tailored credit recommendations
CASE
Validate company behaviour based on blueprint business activities & trade
RYN
Monitor and score borrower risk dynamically through integrated data and explainable intelligence.
PLEX
Get a multi-dimensional view on the financial chain of interactions of the business using graph intelligence
TARS
Explainable (XAI) & generative AI based tailored credit recommendations
KIPP
Predicted future company performance & risk
One stack. Every business model.
Underwrite more files without adding underwriters. Your policy gates the population, your model ranks within it, and every decision carries the reasoning that produced it.
- Reads statements, financials and bureau reports in any format
- A band, a score, and the drivers behind both
- Your officer approves it, Orbii never does
Launch a lending product against your own credit policy, with every rule checked and logged before a file reaches committee.
- Policy encoded once, then checked on every file
- Exceptions surfaced at the top, not buried in an annex
- A full audit trail from intake through to sign-off
Embed financing in your product without building a credit function. The limit, the pricing and the reasoning come back over the same API.
- Merchant and working capital limits from transaction behaviour
- Offers that move as the merchant's book moves
- One record from the offer through to servicing
How Foodics Lender boosted loan approvals by 30% using Orbii’s AI engine.
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One record, one API.
A single API and one webhook stream across intake, decisioning, servicing and portfolio. Every field traces to its source, every decision is logged.
See Orbii in action
Adopt one surface, or run all five. The record is the same either way, and every loan your book writes makes the next decision better.
Five surfaces, one loop, one record
Intake, origination, decisioning, servicing, portfolio
Every decision explainable, every action logged
Trusted by lenders across UAE, KSA, Oman and Jordan
Over $350M processed in 2025
Your team works alongside ours
