Better data,
Better Decisions.
Our AI enriches & analyses borrower data, helping you make credit decisions in minutes
Accelerate your business loan Underwriting decisons
Automated data collection
reduce weeks of work into seconds
Streamline lending data workflows and reduce weeks of work into seconds. Collect data from banking sources.
AI data enrichment
reliable, enriched borrower information
Access reliable, enriched borrower information directly from the source, all in one convenient location.
1K+ Data Points
1000+ data points at your fingertips
Providing you with profound insights into financial well-being of a business so you can make the right decision.
AI-Driven Risk Prediction
Transaction Analysis
& Risk Classification
Get a multi-tiered analysis on business transaction classifications broken down by risk.
Business Activity
Classification
Understand real financial behaviour of businesses relative to trade to their activities to spot normal activity to outliers.
Financial Interactions
Get a multi-dimensional view on the financial chain of interactions to help you build a complete understanding of the businesses financial ecosystem.
Business Health
& Predictive Performance
Get a 360 complete view of the overall business financial health and future predictive performance so you can make decisions with confidence.
Go from data to decisions
Take out the fuss of data collection and weeks of analysis and get straight to the decision in minutes.
Automated data Collection
Save hours of time with automated borrower data collection by directly connecting to banks or uploading digital statements.
AI Data
Enrichment
Get deep into the data, by AI driven data enrichment that builds a complete picture of company financial health.
Make Instant
Credit Decisions
Access real-time risk predictions through your personalised dashboard.
"The enrichment process is not only fast but uncovers blind-spots that significantly improve the number of loans we are able to underwrite"
"Orbii's automation features have significantly reduced our manual data workload, and the real-time enrichment has drastically improved our decision times - our customers are happy!"
"The team at Orbii went beyond our expectations and managed to incorporate additional features into the enrichment of the data that are core to our underwriting practices"
"Orbii has been a game-changer for us, we've managed to increase approvals while reducing risk, which has been awesome for our business"
The future of
Lending is Here
The Future of
Lending is Here
Frequently asked questions
Orbii uses open banking to access financial information from banks and other financial institutions through the use of application programming interfaces (APIs).Here's a general overview of Orbii leverages open banking to collect data:
Consent: The process starts with the customer's explicit consent. Before any data can be shared, the account holder must give permission for their financial data to be accessed by third-party providers.
Authentication and Authorisation: Once the customer gives consent, we need to authenticate and obtain authorisation to access the requested data. This is typically done through a secure authentication process, such as using the customer's online banking credentials. Its important to note that Orbii, cannot access or store any information about your online banking credentials.
Data Access: Once authenticated and authorised, Orbii can access the agreed-upon data through the APIs. The data can include information about account balances, transactions, and other relevant financial details.
Security and Compliance: Open banking systems prioritise security and compliance to protect users' sensitive financial information. Encryption, secure connections, and adherence to regulatory standards are crucial aspects of open banking.
Yes, we offer a hassle-free statement ingestion process that is powered by AI and is able to recognise over 90% known bank statements across the UAE and KSA.
No, using Orbii will not have any impact on any conventional credit score. In contrast to traditional credit reference agencies, we do not make entries onto credit reports during the credit check process. However, if you are in the process of obtaining a loan, your lender may conduct a distinct traditional credit check, and this could potentially influence your credit report or score. If you have any uncertainties, it is advisable to verify this with your lending institution.
Only Orbii and the lending company that is conducting the service will have access to their client information.
Users have the right to revoke their consent at any time. If a customer decides they no longer want a third party to access their financial data, they can withdraw consent, and the access will be terminated.
Once information is with the lender, the lender will handle the report in accordance with the agreement they have with their clients. Orbii will retain data for the duration to provide the required service.